This story is by Maria Perruzza from Staffordshire, who drew on her career in community safety to write “Don’t Borrow from Baz”. Her tale is about a shady character who is well known in the community as being a money lender. 

Loan sharks operate in all settings, including pubs, and may already be preying on the regulars. They may offer a quick-fix small loan but in the long term, any money borrowed will come at a very high price and may lead to violence, threats and intimidation.  

To report a loan shark call the 24-hour helpline on 0300 555 2222 or visit www.stoploansharks.co.uk