Sister Okazaki, 1st Counselor in the General Relief Society Presidency from 1990-1997, teaches us the importance of learning by study and by faith.  She likens them to rowing a boat.  If we only use one of the two oars we will go in a circle no matter how fast we row - both oars are needed to make progress.  Similarly, study and faith, when combined, can help us make significant strides towards our goals when we use them both.  In what ways can you learn by study and by faith in your life?