Singer-Songwriter Susan Werner joins Carl for a deeply personal conversation that weaves together her upbringing on a midwest farm, her financial philosophy, and how it intersects with her pursuit of creative integrity. From the sound of coins jingling in her father’s pocket as a young child to the smell of manure—“the smell of money” on an Iowa farm—Susan shares how early experiences shaped her understanding of value and work.

Susan opens up about navigating the unpredictable economics of a life in the arts, her aversion to debt, the delicate balance between humility and hustle, and how those lessons built her tolerance for financial uncertainty as a working musician.

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Follow Susan Werner on Instagram @thesusanwerner

For more on Susan and her music visit: https://susanwerner.com/

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Cover Art: Josh Passler - TheFinArtist.com

Music Credits: 

Alexandra Woodward / Rabbit Reggae / courtesy of www.epidemicsound.com

Cody Francis / Wherever You’re Going / courtesy of www.epidemicsound.com

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