Show notes
Rama is the Founder of USHA Investment Group LLC. Rama Krishna Chunchu has a B.E in Mechanical Engineering from Osmania University, India, and corporate background in I.T. Investing in Real Estate since 2015 in North Carolina, FL, and MD. Equity partner in 750+ units’ multifamily assets, in FL, MD, and NC markets. GP in 64 units.Rama found his passion for multifamily apartments. He started his podcast and virtual conference with the goal of educating passive and active multifamily investors on how to achieve financial freedom and build long-term wealth. He is passionate about apartment investing, reading books, cricket, and martial arts.[00:01 - 03:14] Opening SegmentIntroducing Rama to the show!He is the founder of the USHA Investment Group[03:15 - 15:02] Exploring The Financial Analysis Of Real Estate InvestingInvesting in single-family homes and townhomesExploring the multi-family space due to challenges while managing multiple deals across multiple locationsInvesting in 708 houses before making the jump to becoming a limited partner passive investor in multi-familyUnderwriting is the financial analysis of commercial properties and determine what price to pay for a property[15:03 - 31:27] How To Stress Test Your Underwriting AssumptionsUnderwriters should pick up the phone and call property managers for special dealsConservative underwriting should be used to cover unforeseen market conditionsEntry Cap versus Exit CapStress test assumptions to see how occupancy, rent growth, and interest rates affect returnsLoss aversion is a common mindset when it comes to investing[31:28 - 37:48] Closing SegmentRama advises listeners to build relationships with brokers and reach out to more in the market See the links below to connect with Rama!Quotes:“To find the property's value, we need to do, you know, underwriting. So that's how we find the value of the particular property.” - Rama Chunchu“The main reason behind going with a conservative with underwriting. So even in current market situations. So, we need to spread a little bit higher because no interest rates are going up. That definitely another factor.” - Rama ChunchuConnect Rama through Website & LinkedIn!Connect with me:www.5talents.capitalLinkedInInstagramWatch 5T CRE on YouTubeLeave us a review and receive your free ebookEmail us --> [email protected] TALENTS CAPITAL | ABEL PACHECOIf you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:View our informational video and case study at https://5talents.capital/grow-your-wealth/After viewing the video follow the prompts which will lead you to a scheduling link to meet one on one with Abel Pacheco. Register for our investor portal here investor portal once registered you will be able to review some of our past deals and you will receive alerts for upcoming investment opportunities.Support the Show.