Buying a house requires months of endless decision-making. Where do you want to live for the next several years? Whom will you hire as an agent? Which bank will get your business?
But once you finally reach the finish line and are presented the mortgage contract, you’ll have one more decision to make: Should you buy down the rate?
Also known as paying points, this choice can be a confusing one. But no worries ― we have the lowdown on …