October 20. Karl Howg. Karl worked hard and accomplished many big things.  But one day, he missed out on an ice cream cone and gained a large dose of wisdom. Here’s how it happened.  Your time is a gift; manage it well or lose it to lesser things.   Karl knew how to work hard. For him, a 60-hour work week was typical, and a 40-hour work week would be a vacation.  And the man was […]

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