Roman is the co-founder and chief risk officer of At-Bay, A cyber Insurer. Digital risk is complex and constantly evolving, with breaches in the news all the time driving trillions of annual losses to society. At-Bay helps businesses prevent cyber loss before it happens, and insure them for when the loss couldn't be avoided. Our modern approach to risk management has kept At-Bay ahead of the pack, anticipating new threats and identifying vulnerabilities to help keep insureds secure.