VC Firm Podcast. 2020 is here and credit is one of the overlooked elements in leveraging a business. Many people struggle with maintaining a good credit history nonetheless building their score to close to perfect. Tip: Work on your lowering your balance and attacking your credit utilization. A good credit utilization ratio is less than 30%. In episode 1 we motivate and inspire those looking to build their credit and leverage potential business opportunities. Let's get started on building together and we will cover the step by step model and explained how to build credit in the next upcoming episode. We will give you an inner look into the credit bureaus and the ways that your credit is monitored. In this episode we touch on the surface level of credit building and using credit to leverage a business.