There is power in the crowd; but only if that crowd is moving toward the same goal! When considering the concept of cooperative economics; a concept I call “The Hive”

You must be sure of the integrity of your group; wether it be family, business associates or friends. It is great for the members to have different views, skill sets and backgrounds. They just need to be on one accord as to the groups objective.

The strength of the cooperative is not just the money each person brings to the group; but also, the knowledge and energy! You don’t know everything; so don’t pretend. No one can make it alone!

I’m not talking about multi-level marketing schemes like friends and family here! No, I’m talking about family cooperative trusts that are designed to survive over multiple generations. I’m talking about private family banks that stand ready to bridge the gaps left by Comercial banks, and their unwillingness to provide assistance.

Cooperative economics can also work like an investment club, where the group of family members or cooperative pools their funds to build an investment portfolio of stocks, bonds, mutual funds, annuities, life insurance, ETF’s and Comercial real estate to build and transfer multi-family; multi-generational wealth. Of all these assets, the most impactful is life insurance!